May flood recovery support extended for households and businesses across the Mid North Coast

An increased income threshold and an extended program closing date were announced on Monday.

Author

Ellie Chamberlain
December 08, 2025

Home and business owners across the Mid North Coast impacted by the record-breaking floods in May have had their window to apply for government support extended to February.

Deadline extended: On Monday, the NSW Government announced it is extending support for people recovering from May’s major flooding.

  • Eligible small businesses, non-profit organisations and primary producers can access up to $25,000 to help cover clean-up, repairs, restocking and reopening after direct damage. 

While the grant was initially due to close on December 11 2025, affected business owners now have an additional seven weeks to apply.

The deadline to apply has been extended to February 2.

Income limit increased: Eligibility for the Home Repair Grant has also been widened so more households and businesses can apply.

  • This program was introduced in August to help low-income, uninsured households and landlords affected, however many people have been unable to access support as they sat above the income threshold for the Disaster Relief Grant. 

  • Now, the income limit has been lifted to $120,000 a year before tax.

  • Eligible people whose homes were made uninhabitable will be able to access up to $25,000 in assistance.

What’s happened:The Service NSW Business Bureau has already approved and paid almost 900 applications from small businesses and non-profits, delivering around $5.5 million in support.

  • Since May, Recovery Centres and Recovery Assistance Points have helped more than 14,551 people across 33 locations. 

  • More than 37,000 tonnes of waste has been removed by the EPA and local councils, and all households have now transitioned out of emergency accommodation.

People affected by the flooding are encouraged to visit the NSW recovery website  or call Service NSW on 13 77 88 to find out what assistance is available.

  • To apply or find more information on the Home Repair Grant, visit www.nsw.gov.au/hrg 

  • To apply or find out more information on the Recovery Grant for Small Businesses and Non-Profit Organisations, visit service.nsw.gov.au

Thumbnail: Kempsey. Pictures supplied.